AS THE LARGEST KENTUCKY-BASED
BANK HOLDING COMPANY
...we respectfully acknowledge and highly value the
enormous amount of confidence that is placed in our Company
by all of those whose lives we touch, directly or
indirectly: our shareholders, customers, employees and the
many communities we serve. Our Board of Directors, officers
and staff are ever mindful of the powerful implications
the words community and trust have separately and
together for we are building communities, built on
trust, day by day, year by year.
philosophy effectively and seamlessly combines the best
practices of both customer service-focused community
banking, and the product diversity and transaction
size capabilities of multistate mega banks.
We support our offices with the weight of our experience
and financial resources, yet we emphasize and promote decentralized
local decision making. Simultaneously, we support our community
offices with highly sophisticated delivery channels such
as internet banking, 24-hour voice response telephone banking
services, and the amazingly popular debit cards, in addition
to specialized lending products such as USDA and SBA guaranteed
loans. Plus, because we are one bank and one trust Company
(Community Trust Bank, Inc. and Community Trust and Investment
Company) we are able to offer a unique blending of
traditional and innovative products, including cash management,
full brokerage services and check imaging statements.
Cumulatively we are literally able to offer the
best of all worlds to both our commercial and retail
customers, as we work with them to establish and solidify
flexible, mutually satisfying and beneficial long-term relationships.