Certificates of Deposit

Our Certificates of Deposit can be the framework for smart money management. We want to make sure that we're best meeting your specific needs while offering you great earning opportunities. With Community Trust Bank CDs, you can earn higher market interest rates. You can choose from a variety of terms - from seven days to five years. Enjoy a variety of interest payment methods and with Community Trust Bank CDs, you pay no maintenance fees.

Fixed/Variable Rate Certificates of Deposit
Our Fixed-Rate CD allows you to lock in attractive interest rates for a specified period of time, or keep up with changing market conditions with a Variable-Rate CD. Either way, your Community Trust CD is a safe and easy way to maximize earnings on funds. The features and benefits include:

• Minimum investment of $1,000.
• Terms ranging from seven days to five years.
• Interest payment choices such as compounding or deposit into a Community Trust savings or checking account quarterly or at maturity for opening balances less than $5,000.
• For opening balances of $5,000 or more, interest payment choices may be made by deposit into a Community Trust savings or checking account, by check, or compounded as frequently as monthly.

Graduation Certificates of Deposit
For education expenses, it is never too early to start saving! At Community Trust Bank, we consider Graduation CDs wise investment tools. The following features and benefits are available:

• Minimum investment of $50.
• Variable-rate interest, adjusted quarterly.
• Terms range from five to seven years.
• Interest is compounded annually.