Home Equity Lines of Credit

Home Equity Lines and Loans Use the equity you have in your home - the value of your house minus any outstanding mortgages - to obtain needed funds for a variety of purposes. Consider the following terms and options when choosing a Home Equity Line or Loan:

• Home Equity Lines have a variable interest rate which is adjusted monthly.
• Home Equity Line funds may be accessed by check as needed.
• Home Equity Loans offer a fixed interest rate.
• Home Equity Lines and Loans have easy monthly payments.
• Interest may be tax deductible (consult your tax professional).

Credit Insurance
Ask your local Community Trust Bank loan officer about optional credit insurance available on some Community Trust loans. This insurance can protect you and your family in case of an untimely death or if you become unable to meet your loan payments as a result of illness or injury.

The preceding information is an introduction to Community Trust Bank's portfolio of personal loans. We're here for you; talk to us about your personal credit needs and goals. Your Community Trust Bank loan professional can take the time to explain your options in detail, and answer any questions you may have. All loans subject to credit approval.