Business Card Services

Community Trust Bank FlexCard

A Community Trust Bank Flexcard with an EMV chipCommunity Trust Bank (CTB) FlexCard works like cash... only better.

  • Community Trust Bank has ATM locations in Kentucky, West Virginia, and Tennessee!
  • Make purchases without the hassle of writing a check!
  • Safer than carrying cash!
  • Make cash withdrawals at thousands of ATM locations (fees may apply).
  • Use Verified by Visa to add security for all your online purchases using your FlexCard.
  • All newly issued FlexCards now come with built-in chip technology, to give you greater fraud protection when you use your card at a chip-activated terminal. Find out more about your Community Trust Bank Flexcard and built-in chip technology on our EMV Technology page.
  • We’ve always monitored your account for fraud, but now we can quickly text you if we see something suspicious with SecurLock Communicate. Learn more about how SecurLock Communicate helps protect you against fraud on our SecurLock Communicate page.

Contact your local Community Trust Bank branch for more information! 

Please click here to view our Order of Posting.

Prepaid Cards

Community Trust Bank Visa Prepaid Travel Card

Terms and conditions apply and certain fees may apply to Prepaid Cards. For complete terms and conditions see the Cardholder Agreement.

Prepaid Travel Cards

Travel Smart with a Prepaid Visa Travel Card! Leave your traveler’s checks and cash at home. Get a Visa Travel Card. It’s a safe alternative and easy to use:

  • Set your spending amount
  • Load funds
  • Enjoy your travels
The Visa Travel Card is accepted at millions of retail locations and ATMs wherever Visa debit cards are accepted and can be reloaded as needed.

EMV Travel Cards Community Trust Bank Mastercard Travel EMV Card.

Travel Smart with an EMV Travel Card! Leave your traveler’s checks and cash at home :


  • Travel both in the US and internationally with ease
  • Set your spending amount
  • The EMV Travel cards are accepted where MasterCard, NYCE, and/or CIRRUS are supported
  • EMV chip cards contain an embedded microchip that provides strong transaction security features and other application capabilities not possible with traditional magnetic stripe cards.
Community Trust Bank Visa Gift Card

Prepaid Gift Cards

You decide the amount and the recipient decides where to use it. The Visa Gift Card is the perfect gift. And, it can be used everywhere Visa debit cards are accepted. So, no matter what the occasion, you'll be giving exactly what they want, every time.

Benefits include:

  • Acceptance: The card is welcome at millions of locations worldwide, including retail stores and online.
  • Fits any budget: You choose the amount you want to give, up to $750.
  • Safer than cash: Unlike cash, a lost or stolen Visa Gift Card can be replaced if the account number is available (some restrictions may apply).

Community Trust Bank Visa Prepaid Card

Visa Prepaid Cards

The Visa Prepaid card is a re-loadable Visa card. You load with money to use everywhere Visa debit cards are accepted.

You can:

  • Pay bills
  • Shop online and off
  • Get direct deposit and more

Small Business Credit Cards

Make the most of every dollar with the credit card that getsyour business

Our credit cards offer:


  • Free 24/7 Online Access - Manage your account, view transactionactivity and history, pay your bill, set up alerts and more.
  • Free Management Reports - Track your expenses, monitor your spending,spot tax deductions, prepare your tax filings and forecast expenses moreeasily.
  • Cash Flow Management - Get flexibility to cover the cost of supplies,equipment, travel and more.

  Take a look at what each card has to offer and decide which one isright for you. Then apply online today. It's fast, easy and secure.



Online account access provides the quickest and easiest way to:


  • Activate your credit card
  • Make payments
  • Transfer balances
  • Request Credit Limit Increases
  • View Statements
  • And much more

 Simply access your account by clicking on the button below.



Credit Cards are issued by First Bankcard ® , a division of First National Bank of Omaha.