Interest Checking Product Comparison

  Easy Interest Checking 55+ Interest Checking * Prime Interest Checking
Minimum to Open $1,000 $1,000 $2,500
Minimum to Earn Interest** $1,000 $1,000 $2,500
Maintenance Fees $12.50 $12.50 $20.00
Avoid Maintenance Fees Maintain daily ledger balance of $1,000 or $5,000 in related accounts *** Maintain daily ledger balance of $1,000 or $5,000 in related accounts *** Maintain daily ledger balance of $2,500 or $25,000 in related accounts ***
ATM/Debit Card Check mark Icon
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ATM Access**** Check mark Icon
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Online Access
Available Upon Request
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Online Bill Pay
Available Upon Request
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Notes

Notes
* Available to individuals 50 years and older.
** Interest paid on daily collected balances greater than or equal to the minimum. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, cash). Interest will be compounded monthly and will be credited to your account on the statement cycle date. If you close your account before interest is credited, you will not receive the accrued amount. The daily balance method is used to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
*** Related accounts include any combination of Community Trust savings, money market, certificate of deposit, or IRA accounts.
**** Transaction Limits/Activity Fee: Free CTB ATM Transactions, Non CTB ATM fee is $1.00 plus any fee charged by the ATM owner. 


Visit your local branch for additional information about applicable terms and fees and current interest rates and annual percentage yields.