When the Cats win, you win!

The interest rate on this Certificate of Deposit is tied to the success of the University of Kentucky men’s basketball team!

The annual percentage yield on your account is variable and will bear interest at the APY shown below until April 7, 2021*, at which time it may change. On April 7, 2021*, the interest rate will be increased by one basis point (0.01%) for each regular and post season game the University of Kentucky men’s basketball team wins during the 2020-2021 season (excluding exhibition games), and will be increased by an additional one hundred basis points (1.00%) if they win the NCAA National Championship.
Minimum to
earn APY
(Annual Percentage Yield)

Stop or call your local Community Trust Bank office to find out more!


Non-negotiable.  Penalty for early withdrawal.  APY is valid as of 10/01/2020.   The minimum to open is $2,500.00.  The available term is 12 months.  This CD is renewable into a 12 month fixed-rate time deposit, not another Hoops CD. Available for a limited time only. Interest will be credited to your account at maturity. The annual percentage yield stated above assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.

*We recognize that we are living and operating in an uncertain time. If the scheduled date of the NCAA National Championship game should change, the rate change date will be shifted accordingly. If the tournament is cancelled, the potential 1.00% increase no longer applies.