Personal Savings & Money Market Product Comparison

  Access Savings Savings Club Advantage Savings Money Market
Savings
Preferred Index
Money Market Savings
Minimum to Open $10 $10 $100* $2,500 $2,500
Minimum to Earn Interest None No Minimum –
Paid on collected balance
No Minimum –
Paid on collected balance
$2,500
Collected balance
$2,500
Collected balance
Maintenance Fees $4.00 per Quarter None None $10.00 $10.00
Avoid Maintenance Fees Maintain daily ledger balance of $100 or be under age 19 N/A N/A Maintain daily ledger balance of $2,500 Maintain daily ledger balance of $2,500 or $25,000 in related accounts**
Excess Transaction Fee $2.00/debit over 9 per quarter (not including ATM transactions) N/A $2.00/debit over 6 per quarter (not including ATM Transactions) $5.00 for each debit over 6 per statement cycle (not including in person or ATM transactions) $5.00 for each debit over 6 per statement cycle (not including in person or ATM transactions)
ATM/Debit Card Check mark icon
ATM card only
N/A Check mark icon
ATM card only
Check mark icon Check mark icon
ATM Access*** Check mark icon
N/A Check mark icon
Check mark icon
Check mark icon
Online Access
Available Upon Request
Check mark icon Check mark icon Check mark icon Check mark icon Check mark icon
Online Bill Pay
Available Upon Request
N/A
N/A
N/A
Check mark icon Check mark icon

 

Notes

Notes
* Minimum of one automatic transfer deposit per month of at least $10 per transfer from a Community Trust checking account into the Advantage Savings account required.
** Related accounts include any combination of Community Trust savings, money market, certificate of deposit, or IRA accounts.
*** Transaction Limits/Activity Fee: Free CTB ATM Transactions, Non CTB ATM fee is $1.00 plus any fee charged by the ATM owner.


Visit your local branch for additional information about applicable terms and fees and current interest rates and annual percentage yields.