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Operations and Compliance Team

Meet our Operations and Compliance Team:


Sandy Payne Combs, Senior Vice President of Operations and Compliance for Community Trust and Investment Company

Sandy Combs, CFIRSTM, CSOPTM

Senior Vice President
Director of Operations and Compliance
859.389.5300

Sandy rejoined CTIC's Wealth and Trust Management family in 2018 as Senior Vice President and Director of Operations and Compliance. Sandy originally joined WTM in 1995. She has previously held positions at Liberty National Bank (now J.P. Morgan Chase) and Central Bank.

Sandy has extensive experience in financial operations and compliance, holding designations as a Certified Fiduciary and Investment Risk SpecialistTM (CFIRS™) and a Certified Securities Operations ProfessionalTM (CSOPTM).

She is originally from Louisville, KY and currently resides in Versailles, KY. In her spare time, Sandy enjoys spending time with her family at the lake.

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Sandy Ruby, Vice President and Operations Manager for Community Trust and Investment Company

Sandy Ruby, CFIRSTM

Vice President
Trust Operations Manager
859.389.5300

Sandy joined CTIC's Wealth and Trust Management family in 2002. She is a Certified Fiduciary and Investment Risk SpecialistTM (CFIRSTM).

She attended California State University, Northridge and the University of Kentucky.

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Keren Salehi, Vice President and Compliance Officer for Community Trust Wealth & Trust Management

Keren Salehi, BSACS, CAMLS

Vice President
Compliance Officer
859.389.5300

Keren joined CTIC's Wealth and Trust Management family in 2018 as Vice President, Compliance Officer. Before joining WTM, Keren was a Financial Institutions Examiner for the Kentucky Department of Financial Institutions.

Keren's specialties in the compliance field are the Bank Secrecy Act and anti-money laundering, as she holds designations as a Bank Secrecy Act Compliance Specialist (BSACS) and a Certified Anti-Money Laundering Specialist (CAMS). She graduated from Midway College in Midway, KY with a business administration degree in accounting.

Keren is a Board Member of Kentucky CancerLink and the Treasurer of Julius Marks Elementary PTA board. She grew up in Lexington, KY and currently resides there today. In her spare time, Keren enjoys reading, being outdoors, and spending time with her family.

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Dylan Fouts, Operations Supervisor for Community Trust Wealth & Trust Management

Dylan Fouts

Assistant Vice President                        Operations Supervisor
859.389.5300

Dylan joined CTIC's Wealth and Trust Management family in 2015. As Operations Supervisor, he is responsible for all aspects of our company's operations. Prior to joining WTM, he worked for Community Trust Bank.

Dylan graduated from Asbury University with a Bachelor's degree in sports management and a minor in business. In 2020, he graduated from Sullivan University with Master's of Science degree in Human Resource Leadership.

Dylan grew up in Lexington, KY and currently resides in Versailles, KY. In his spare time, he enjoys bowling, golfing, and spending time with his wife and two daughters.

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Cassity Lawrence, Operations Specialist for Community Trust Wealth & Trust Management

Cassity Lawrence

Operations Specialist
859.389.5300

Cassity joined CTIC's Wealth and Trust Management family in 2019. As Operations Specialist, she is responsible for all aspects of securities and operations such as income processing, capital actions, principal pay-downs and transfer of securities.

Cassity earned her Bachelor's of Science degree from Eastern Kentucky University in Richmond, KY. Prior to joining WTM, she worked in the hospitality and retail industry. She has over seven years of experience in customer service.

Cassity is originally from Lexington, KY and still resides there today. She is passionate about animals and enjoys spending time outdoors. In her free time, she likes to spend time with her family and friends, go to the movies, and try new restaurants.

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Janae Wilson, Operations Specialist for Community Trust Wealth & Trust Management

Janae Wilson

Operations Specialist
859.389.5300

Janae joined CTIC's Wealth and Trust Management family in 2019. As Operations Specialist, she is responsible for all aspects of securities and operations such as income processing, capital actions, principal pay-downs and transfer of securities.

Janae earned her Bachelor's of Business Administration degree from Eastern Kentucky University in Richmond, KY. Prior to joining WTM, she worked as a teller at Community Trust Bank.

Janae was born in Richmond, VA and currently resides in Richmond, KY. In her spare time, she enjoys spending time with her son, cooking, and being outdoors.

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Our Wealth and Trust Management team creates investment plans that are tailored to meet your investment needs.

Contact Us