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Life Insurance

Life insurance should be a primary consideration as you plan your financial future.

There are many scenarios where having adequate insurance is critical to the plans you have made. Here are some typical life insurance considerations at different life stages:

Age 30

Factors to consider in the early years

  • Young children
  • High debt
  • House mortgage
  • Loss of income would be devastating
  • Children's education

Age 50

Factors to consider in the later years

  • Children in college
  • Lower debt
  • Reverse Mortgages
  • Retirement income needed
  • Simplify transfer of assets

Then the questions arise:

  • What type of life insurance do I need?
  • How much is enough?
  • Can one policy meet all my needs?
  • Can I qualify?

Our Financial Consultants are ready to assist as you consider how life insurance fits into your plans. Get informed and get covered.

Call 1-800-446-5073 to discover solutions that may be right for you.

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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Community Trust Bank and Community Trust Financial Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Community Trust Financial Services, and may also be employees of Community Trust Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Community Trust Bank or Community Trust Financial Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency
Not Bank Guaranteed
Not Bank Deposits or Obligations
May Lose Value

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

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Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.


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