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Personal Checking

We'll help you select a checking account that can help build your finances while meeting your specific needs. Community Trust Bank gladly provides convenient options and benefits for these specialized checking accounts. Some options and benefits include: avoiding a low monthly maintenance fee when a low minimum balance is maintained, Flex ATM/Debit card, and access to convenient 24-hour banking with every personal checking account through our 24-Hour Convenience Line, Mobile Banking or Internet Banking with bill payment option. Read on to learn about the advantages of banking at your hometown bank: Community Trust Bank.


Unlimited Checking

  • No monthly maintenance fee with $500 minimum daily ledger balance
  • Unlimited check writing
  • Flex ATM/Debit card with no transaction fee at Community Trust Bank ATMs
  • Monthly Image Statement

 

CTB 55+ Club Checking

  • Available to individuals age 50 years and older
  • Only $100 to open
  • No monthly maintenance fee with $300 minimum daily ledger balance or $5,000 minimum daily ledger balance in any combination of Community Trust savings, money market, certificate of deposit, or IRA accounts
  • Unlimited check writing
  • No issue fee for cashier's checks
  • $10,000 Accidental Death & Dismemberment Insurance*
  • $10 savings account for each newborn grandchild available upon request
  • Merchant discounts
  • Flex ATM/Debit card with no transaction fee at Community Trust Bank ATMs
  • Monthly Image Statement

Click to find the latest CTB 55+ Club Participating Merchant Discount Book** to find out all of the current merchants that offer a discount in your area.

View Merchant Discount Book  PDF

A printed copy is available at your local CTB Branch upon request.

*Note: Insurance is subject to policy eligibility, terms and exclusions. It is not insured by the FDIC or any other Federal government agency. This is not a bank guarantee, and it is not a deposit.

**Current as of November 4, 2020

 

Community Trust Flexible Checking

  • Only $100 to open
  • No monthly maintenance fee
  • No minimum balance
  • Unlimited check writing
  • First 20 checks complimentary
  • Unlimited deposits
  • Flex ATM/Debit card with no transaction fee at Community Trust Bank ATMs
  • Monthly statement

Visit your local branch for additional information about applicable terms and fees.

Compare Our Checking Products

Compare Our Checking Products

Can't decide what type of account is right for you? Let Community Trust Bank help you select the Personal Checking account that is right for you by comparing our accounts in a friendly convenient chart.

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Order of Posting

Have you ever wondered how Community Trust posts transactions to your account on each banking day? Click the link below to learn more about this process.

Learn More