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Community Trust Financial Services (CTFS)

As a division of Community Trust and Investment Company, CTFS was created in 1998 to serve the thousands of retail Community Trust Bank customers with their investment and insurance needs, and we continue with that primary goal today.

Our team of Financial Consultants work in the branches of Community Trust Bank every day. Whether you are new to investing, or an experienced investor, you have access to our licensed professionals and all their tools and resources right at your local branch.

Our mission is simple: to help you get and stay on a path that gives you the best chance of reaching your financial goals. We accomplish that by listening to you, sharing our insights, acting in your best interest and being there when you need us…a financial partner you can count on.

So what advice would we give you today? Going alone on your financial path is not necessary. A trusted advisor is as close as your nearest Community Trust Branch.

We invite you to come take a test drive. There is no obligation when you visit with us. Please explore our web-site, then go to "Our Team" and click on Find Your Consultant. We also welcome your call at 1-800-446-5073.

Please note: If you are a valued client with an urgent need and are unable to reach us, you may call LPL Financial directly at 1-800-558-7567. When you call, please have your account number available.     



What is your goal? A secure retirement? A lifetime income? College education for three? We know the many choices available and offer trusted guidance to help make sense of it all.

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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Community Trust Bank and Community Trust Financial Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Community Trust Financial Services, and may also be employees of Community Trust Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Community Trust Bank or Community Trust Financial Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency
Not Bank Guaranteed
Not Bank Deposits or Obligations
May Lose Value

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Your Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.


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