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Financial Calculators

Use these calculators as a resource for planning, estimating and exploring your financial opportunities.

Mortgage Calculators


Use this calculator to determine your monthly payment and amortization schedule.

Save thousands of dollars in interest by increasing your monthly mortgage payment.

Can you buy your dream home? Find out just how much you can afford!

Use this calculator to determine how much income you need to qualify for a mortgage and how different interest rates affect your required income.

Loan Calculators


Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!

A balloon loan can be an excellent option for many borrowers. Use this calculator to see how a balloon loan might work for you.

Use the slider controls to instantly change your monthly payment, loan amount, interest rate or term.

Use this calculator to sort through the monthly payments, fees and other costs when comparing loan options.

Auto Calculators


Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.

Investment Calculators


There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.

Use this calculator to see how long your investment savings can last once you begin taking distributions.

Retirement Savings and Planning


Quickly determine if your retirement plan is on track - and learn how to keep it there.

Savings Calculators


Use this calculator to find out how much interest you can earn on a Certificate of Deposit (CD).

Use this calculator to help develop or fine tune your education savings plan.

This calculator demonstrates how compounding can affect your savings.

Use this calculator to determine savings balance after a series of monthly, quarterly or annual withdrawals.

Use this calculator to determine how much your savings will be worth with these two important variables in mind.

Use this calculator to see how a simple changes in your spending habits for common vices such as smoking, drinking or even eating out can really add up.

Personal Finance


Analyze your budget, see where your money goes and find out where you can improve!

Insurance Calculators


Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.

Find out how much life insurance you really need!

Use this calculator to see what it might take to save, or self-fund, your long-term care needs.

Business Calculators


Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.

Use this calculator to estimate your debt service coverage with a new loan. If your debt service coverage is high enough, including your new loan payment, you have a good chance of being approved.

Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

Mortgage Loans

Mortgage Loans

Whether you're planning to purchase your first home, build a new home or hoping to set up a new residence, we provide a variety of terms and options.

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Mobile Banking

Community Trust Bank mobile banking lets you do your banking anywhere you go while keeping you safe and secure by utilizing encryption technology.

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