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Proper planning includes a discussion about the types and amounts of insurance that may be required to protect your income, to protect your assets and to ensure your financial plan can be completed should an unexpected event occur.

Unfortunately, too little thought is given to these prevalent scenarios, such as needing an extended period of health care, being injured and unable to work, or even a premature death. Even less thought is given to the resulting impact these events will have on an individual's or a family's finances.

Our Financial Consultants are ready to assist you with your questions and your needs regarding life insurance, long-term care insurance, and disability insurance, such as:

  • Term Life, Whole Life, Universal Life…what's right for me?
  • How much coverage is enough?
  • Isn't long-term care covered by Medicare?
  • What are the chances I'll need some form of long-term care?
  • Could you pay your bills, and for how long, if your income suddenly stopped?
  • Will worker's compensation or Social Security provide enough coverage if I become disabled?

You probably insure your home and your car, and you may even insure your identity. What about your life, your assets, and your income? Get informed and get covered.

Call 1-800-446-5073 to discover solutions that may be right for you!

Guarantees are based on the claims paying ability of the issuing company.

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Have you ever thought, "If I could just talk to someone..." You can! We have experienced consultants located near you. Call, click or come in today!

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What is your goal? A secure retirement? A lifetime income? College education for three? We know the many choices available and offer trusted guidance to help make sense of it all.

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Check the background of investment professionals associated with this site on FINRA’s BrokerCheck

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Community Trust Bank and Community Trust Financial Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Community Trust Financial Services, and may also be employees of Community Trust Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Community Trust Bank or Community Trust Financial Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency
Not Bank Guaranteed
Not Bank Deposits or Obligations
May Lose Value

The LPL Financial registered representatives associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.

Your Bank (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.

Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.


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