Retirement/Institutional Services • Community Trust and Investment Company
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Retirement/Institutional Services Team

Meet our Retirement/Institutional Services Team:


Brenda H. Brammer, Senior Vice President of Retirement and Institutional Services for Community Trust and Investment Company

Brenda H. Brammer, CEBS®

Senior Vice President
Retirement/Institutional Services Manager
800.825.1856

For time sensitive requests:

Brenda joined CTIC's Wealth and Trust Management family in 1983 and has extensive experience in the administration of qualified retirement plans. Prior to joining WTM, Brenda worked in a law office. She graduated from Marshall University, Magna Cum Laude, B.B.A. in 1982. In 1991, she became a Certified Employee Benefit Specialist (CEBS) from the Wharton School of the University of Pennsylvania. She has attended multiple retirement services related schools and seminars since 1985.

Brenda is currently a member of the International Society of Certified Employee Benefit Specialists.

She is originally from Charleston, WV and resides in Ashland, KY with her husband. Brenda enjoys cooking, hiking, and nature.


Nikki Warford-Parker, Vice President of Retirement/Institutional Services for Community Trust Wealth & Trust Management

Nikki Warford-Parker, RPA, QKA®, APA, APR, AKS

Vice President
Relationship Manager
800.825.1856

For time sensitive requests:

Nikki joined CTIC's Wealth and Trust Management family in 2004. As Vice President, Nikki is responsible for the administration of institutional and retirement accounts. She graduated from Morehead State University in Morehead, KY with a Bachelor's of Arts degree.

Nikki holds a Retirement Plan Associate designation from the Wharton School of the University of Pennsylvania, the Qualified 401(k) Administrator from the American Society of Pension Professionals & Actuaries, the Accredited Pension Administrator, Accredited Pension Representative and Accredited 401(k) Specialist from the National Institute of Pension Administrators.

Nikki resides in Grayson, KY, with her family.


Luke Founds, Assistant Vice President and Relationship Manager for Retirement and Institutional Services at Community Trust and Investment Company

Luke Foulds

Assistant Vice President
Relationship Manager
800.724.7974

For time sensitive requests:

Luke joined CTIC’s Wealth and Trust Management family in 2025. As an Assistant Vice President, he is responsible for overseeing client relationships as well as the administration of institutional and retirement accounts. Before joining WTM, Luke was a licensed relationship banker and a private client banker at JP Morgan Chase & Co.

Luke graduated from the University of Kentucky with a bachelor’s in Marketing and Management in 2012. He then went on to earn a certificate in banking and financial services from Eastern Kentucky University in 2024. Luke also holds a Series 6, Series 63, and life insurance designations.

Luke is originally from Saginaw, Michigan and currently resides in Lexington, KY. In his spare time, he enjoys spending time with his wife, daughter, and extended family and friends. He is also an avid sports enthusiast who supports both the University of Kentucky and Michigan State.


Erin Strait, Relationship Specialist

Erin Strait

Relationship Specialist
800.825.1856

For time sensitive requests:

Erin joined CTIC’s Wealth and Trust Management family in 2025. As a Relationship Specialist, Erin’s responsibilities include supporting relationship managers on the Retirement/Institutional Services team as well as facilitating administrative duties for our clients. She brings over seven years of retail and customer service experience to her new role.

Erin holds a B.B.A. in International Business and Japanese from Marshall University where she was also a member of the professional business fraternity, Delta Sigma Pi.

Erin resides in Ashland, KY. In her spare time, she enjoys reading, dancing, and sewing.


Claudia Crank, Service Associate

Claudia Crank

Service Associate
800.825.1856

For time sensitive requests:

Claudia joined CTIC's Wealth and Trust Management family in 2022. As a Service Associate her responsibilities include supporting Relationship Managers in our Retirement/Institutional Services department as well as facilitating administrative duties for our clients.

Claudia graduated from University of Maryland Global Campus with an Associates in accounting. She has over ten years of experience in retail and customer service.

Claudia is originally from Zella-Mehlis, Germany and currently resides in Ironton, OH. She enjoys traveling, reading, and cooking in her spare time.

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