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401(k)

The 401(k) deserves a lot of attention as it has become a primary funding source for retirement. The traditional 401(k) allows you to contribute towards your retirement through pre-tax payroll deductions, along with a possible contribution or match from your employer. Done consistently over your working life, this could turn out to be one of your largest assets.

Sounds easy enough, right? Even so, there are some areas that need careful consideration. For instance, how much should I contribute? What investment options should I choose? What asset allocation is right for me? All are very important. We find that most questions arise at the time of a job loss, or a job change or retirement.

  • How do I get to my money?
  • What about my 401(k) loan?
  • How do I minimize taxes?
  • How do I avoid penalties?
  • Can I move my account?
  • Should I move my account?

Mistakes with 401(k)'s are costly…and unnecessary. There is no reason to go alone. We answer these questions every day for folks facing the same scenario as you. We would be honored to assist you with your 401(k) concerns and all your financial needs.

Call 1-800-446-5073 to learn about:

  • Rollover IRA's
  • Individual Retirement Arrangements (IRA's)
  • Roth IRA's
  • Inherited IRA's
  • SIMPLE IRA Plans
  • SEP Plans
  • Payroll Deduction IRA's

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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Community Trust Bank and Community Trust Financial Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Community Trust Financial Services, and may also be employees of Community Trust Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Community Trust Bank or Community Trust Financial Services. Securities and insurance offered through LPL or its affiliates are:

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May Lose Value

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