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Financial Calculators

Use these calculators as a resource for planning, estimating and exploring your financial opportunities.

Investment Calculators


There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.

Use this calculator to see how long your investment savings can last once you begin taking distributions.

Retirement Savings and Planning


Quickly determine if your retirement plan is on track - and learn how to keep it there.

Savings Calculators


Use this calculator to help develop or fine tune your education savings plan.

This calculator demonstrates how compounding can affect your savings.

Use this calculator to determine savings balance after a series of monthly, quarterly or annual withdrawals.

Use this calculator to determine how much your savings will be worth with these two important variables in mind.

Personal Finance


Analyze your budget, see where your money goes and find out where you can improve!

Insurance Calculators


Use this calculator to determine how much disability insurance you may need to cover expenses if you are unable to work due to illness or injury.

Find out how much life insurance you really need!

Use this calculator to see what it might take to save, or self-fund, your long-term care needs.

The information provided by these calculators is for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. The calculated results are intended for illustrative purposes only and accuracy is not guaranteed.

Meet our CTIC  Trust Executive Team

Meet our CTIC Trust Executive Team

Our Trust Executive Committee team, led by Andy D. Waters, collectively brings over 271 years of experience in the financial services and wealth and trust management industry.

Meet Our TEC Members


Our company was founded on it.

We are Community Trust and Investment Company, an integral part of Community Trust Bancorp, Inc. Over the years, our progressive strategy and meticulous methods have resulted in dynamic performance for our clients.

Discover the Difference