About Community Trust Financial Services

Community Trust Financial Services (CTFS) is the retail investment and insurance division of Community Trust and Investment Company. We proudly serve the thousands of Community Trust Bank customers located in KY, TN, and WV.

Our goal is simple: To find and solve financial needs. It’s how we do it that sets us apart. We identify it as exploration, education, implementation and partnership.

First, we explore your needs, wants, and goals. We learn how you “feel” about things and what keeps you up at night. We never forget it’s your money and your input is the basis for all that we do.

We will highlight what you've done well and where you need help. Then we educate you on several items such as what plans you have that may be in jeopardy, the different remedies available, the pros and cons of each and exactly how they work.

Once you’re in agreement with the objective advice and strategies we've identified, we will move to implementation by repositioning assets so together we can work toward your goals.

Finally, we walk with you, because life happens. No matter the situation, whether it’s a job change, a loss of income, an inheritance, a birth, etc., we are there for continued advice and adjustment of your plans as necessary.

To make all of this possible, we utilize LPL Financial, the largest independent broker-dealer in the United States. This relationship gives us access to world-class financial solutions and resources, including research, technology, tools and support, which we utilize for your benefit. LPL does not manufacture products nor have ownership interests in product vendors, so our advice and solutions are always conflict free.

We invite you to come take a test drive. There is absolutely no obligation when you visit with one of our team members. Explore our web-site, and then click on Consultants to find a Financial Consultant near you, or we welcome your call at 1-800-446-5073.