Our Designations

Accredited Asset Management SpecialistSM (AAMS®)

An Accredited Asset Management SpecialistSM (AAMS®) is a professional designation awarded by the College for Financial Planning (CFP) to financial professionals who successfully complete a self-study program, pass an exam, and agree to comply with a code of ethics. The exam covers a broad range of topics, such as investments, insurance, taxation, retirement and estate planning issues.

To maintain their certification status, they must complete 16 hours of continuing education programs every two years.

Team Members:
H. Trigg Mitchell, Vice President, Private Wealth Services
                             Roger Smith, Vice President, Business Development


Accredited Investment Fiduciary® (AIF®)

Administered by fi360, the Accredited Investment Fiduciary® (AIF®) professional designation is the industry's first and only designation that demonstrates knowledge and competency in the area of fiduciary responsibility and excellence. A candidate must pass a training course, an examination, have relevant experience in the financial industry, and sign and abide by a code of ethics. To maintain their certification status, AIF professionals must complete six continuing education credits every year.

Team Members: Will G. Davis, Assistant Vice President, Private Wealth Services

 

Bank Secrecy Act Compliance Specialist (BSACS)

The Bank Secrecy Act Compliance Specialist (BSACS) designation is administered by the Credit Union National Association. Designation holders are recognized as experts in the Bank Secrecy Act (BSA) and have a thorough understanding of the latest forms of illicit financial crimes, including Anti-Money Laundering (AML). They must pass training sessions, courses, and an examination. To maintain their designation, candidates must complete schooling and pass a recertification exam every three years.

Team Members: Keren Salehi, Vice President, Compliance


Certified Employee Benefit Specialist® (CEBS®)

A Certified Employee Benefit Specialist® (CEBS®) is a professional designation given by the International Foundation of Employee Benefit Plans, a partner of the Wharton School of Business at University of Pennsylvania. A candidate must pass numerous courses and exams covering areas such as group benefits management, asset management, compensation management, and tax and estate planning.

Team Members: Brenda Brammer, Senior Vice President, Retirement/Institutional Services


Certified Financial Planner (CFP®)

A Certified Financial Planner (CFP®) refers to the certification owned and awarded by the Certified Financial Planner Board of Standards, Inc. The CFP designation is awarded to individuals who successfully complete the CFP Board's initial and ongoing certification
requirements.

Individuals desiring to become a CFP professional must take an extensive exam in the areas of financial planning, taxes, insurance, estate planning and retirement. They must have a Bachelor’s degree and either 6,000 hours of professional experience related to the financial planning process or 4,000 hours of apprenticeship. CFP professionals are required to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when dealing with clients. To maintain their certification status, they must complete 30 hours of continuing education programs every two years.

Team Members:
Roger Smith, Vice President, Business Development
                             Will G. Davis, Assistant Vice President, Private Wealth Services


Certified Fiduciary and Investment Risk Specialist (CFIRS)

The Certified Fiduciary and Investment Risk Specialist (CFIRS) professional designation is administered by the Canon Financial Institute. This designation represents a thorough knowledge of and ability to apply fiduciary practices. CFIRS professionals must complete a three week curriculum and pass an examination.

Team Members: Sandy Combs, Senior Vice President, Operations and Compliance
                             Sandy Ruby, Vice President, Operations and Compliance


Certified IRA Services Professional (CISP)

The Certified IRA Services Professional (CISP) designation is administered by the American Bankers Association. This designation sets the standard of professional expertise for IRA services in the wealth and trust industry. CISP professionals must have four years of IRA experience and pass an examination or have two years of IRA experience, complete a training program, and pass an examination. They must adhere to a code of ethics and complete 24 continuing education credits every three years.

Team Members: Jason L. Ayers, Assistant Vice President, Private Wealth Services


Chartered Financial Analyst® (CFA®)

A Chartered Financial Analyst® (CFA®) is a professional designation given by the CFA Institute, formerly AIMR, that measures the competence and integrity of financial analysts. This is one of the highest designations one can receive in the financial industry. Candidates are required to pass three levels of exams covering areas such as accounting, economics, ethics, money management and security analysis.

To become a CFA charterholder, a candidate must meet four requirements. First, a candidate must have 48 months of qualified work experience in the investment industry as determined by the CFA Institute. Second, a candidate must pass all three levels of the CFA Program in order. Each exam is six hours long. Third, a candidate must become a member of the CFA Institute and pay annual dues. Lastly, a candidate must sign off annually that they are following the CFA Institute Code of Ethics and Standards of Professional Conduct.

Team Members: R. Christopher Meng, Senior Vice President, Investments Manager
                             Jeffrey S. Thomison, Vice President, Senior Equity Manager & Strategist

 

Chartered Financial Consultant® (ChFC®)

A Chartered Financial Consultant® (ChFC®) is a professional designation administered by The American College of Financial Services. The designation represents a thorough knowledge of the essentials of financial planning, including insurance, income taxation, retirement planning, investments and estate planning.

To receive the ChFC® designation, candidates must successfully complete nine courses and exams, meet experience requirements and ethics standards, and agree to comply with The American College Code of Ethics and Procedures. To maintain their certification status, they must complete 30 hours of continuing education every two years.

Team Members: Roger Smith, Vice President, Business Development

 

Chartered Life Underwriter® (CLU®)

A Chartered Life Underwriter® (CLU®) is a professional designation administered by The American College of Financial Services. The designation is for individuals who wish to specialize in life insurance and estate planning.

To receive the CLU® designation, candidates must successfully complete eight courses and exams, meet experience requirements and
ethics standards, and agree to comply with The American College Code of Ethics and Procedures. To maintain their certification status, they must complete 30 hours of continuing education every year.

Team Members: Roger Smith, Vice President, Business Development

 

Certified Securities Operations Professional (CSOP)

Administered by the American Bankers Association, the Certified Securities Operations Professional (CSOP) designation is designed to establish a recognized standard of knowledge and competence for securities operations professionals. Candidates must have a minimum of three years of experience in securities operations and complete an ICB-approved education school or have five years of experience in securities operations. They are also required to pass an exam and sign the Institute of Certified Banker’s code of ethics. To maintain their designation, candidates must complete 30 hours of continuing education every three years.

Team Members: Sandy Combs, Senior Vice President, Operations and Compliance

 

Certified Trust and Financial Advisor (CTFA)

A Certified Trust and Financial Advisor is a professional credential offered by the American Bankers Association for financial professionals. This mark provides training and knowledge in taxes, investments, financial planning, trusts and estates. 

To achieve the designation, candidates must have a minimum of three years of experience in wealth management along with the completion of an ICB trust training program. Candidates can have five years of experience in wealth management along with a Bachelor's degree or ten years of experience in wealth management. To go along with the prerequisites, candidates must also sign a professional code of ethics and successfully pass an examination. To maintain their certification status, CTFA professionals must complete and report 45 continuing education (CE) credits every three years.

Team Members: Andy D. Waters, President and CEO
                            Robert Stadelman, Senior Vice President, Private Wealth Services
                            Gerrie Clark, Vice President, Private Wealth Services
                            Connie Cool, Relationship Officer


Enrolled Retirement Plan Agent (ERPA)

An Enrolled Retirement Plan Agent (ERPA) is an individual who has qualified and may elect to practice before the IRS on certain retirement plan issues. ERPA professionals must pass two examinations and complete 70 continuing education credits every three years.

Team Members: Nikki Warford, Vice President, Retirement/Institutional Services


Qualified Plan Financial Consultant (QPFC)

A Qualified Financial Plan Consultant is a designation administered by the National Association of Plan Advisors. QPFC professionals must pass two exams and have two to three years of retirement plan experience. A candidate is expected to demonstrate a general proficiency of plan administration, compliance, investment, fiduciary, and ethics issues. QPFC professionals must complete 40 hours of continuing education credits every two years to maintain their certification status.

Team Members: Will G. Davis, Assistant Vice President, Private Wealth Services


Retirement Plans Associate (RPA)

The Retirement Plans Associate (RPA) designation is administered by the International Foundation of Employee Benefit Plans and the Wharton School of the University of Pennsylvania. The RPA designation is earned by individuals in the group benefits arena who complete an extensive four-course curriculum and successfully pass an examination.

Team Members: Nikki Warford, Vice President, Retirement/Institutional Services

 

Series 7

The Series 7 license is administered by the Financial Industry Regulatory Authority. A candidate who passes the Series 7 exam is qualified for the solicitation, purchase and/or sale of all securities products, including corporate securities, municipal fund securities, options, direct participation programs, investment company products and variable contracts. To maintain their license, professionals are required to take computer-based training modules once they have been registered for two years and once every three years thereafter.

Team Members: Jeffrey S. Thomison, Vice President, Senior Equity Manager & Strategist
                             Brian W. Chavis, Assistant Vice President, Retirement/Institutional Services

 

Series 16

The Series 16 license is administered by the Financial Industry Regulatory Authority. The exam measures the degree to which a candidate possesses the knowledge needed to perform the critical functions of a supervisory analyst, including the rules and statutory provisions applicable to the preparation and approval of research reports.

Team Members: Jeffrey S. Thomison, Vice President, Senior Equity Manager & Strategist

 

Series 63

The Series 63 license, also known as the Uniform Securities State Law Examination, is a North American Securities Administrators Association exam administered by the Financial Industry Regulatory Authority. The examination covers the principles of state securities regulation reflected in the Uniform Securities Act. It is intended to provide a basis for state securities administrators to determine an applicant’s knowledge and understanding of state law and regulations, as well as ethics and fiduciary obligations.

Team Members: Jeffrey S. Thomison, Vice President, Senior Equity Manager & Strategist

 

Series 65

The Series 65 license qualifies a candidate as an investment advisor or investment advisor representative. The exam is administered by the Financial Industry Regulatory Authority in conjunction with the North American Securities Administrators Association. The exam covers topics such as economic factors and business information, investment vehicle characteristics, client investment recommendations and strategies, laws, regulations, and guidelines, including prohibited or unethical business practices.

Team Members: Jeffrey S. Thomison, Vice President, Senior Equity Manager & Strategist

 

Series 66

The Series 66 license is administered by the Financial Industry Regulatory Authority. The examination covers topics relevant to providing investment advice and effecting securities transactions for clients. Candidates are also required to pass the Series 7 exam.

Team Members: Brian W. Chavis, Assistant Vice President, Retirement/Institutional Services

 

Series 86/87

The Series 86/87 exam, also known as the Research Analyst Exam, assesses the competency of a registered representative to perform their job as a research analyst. The exam measures the degree to which each candidate possesses the knowledge needed to perform the critical functions of a research analyst, including preparation of written or electronic communications that analyze equity securities and/or companies and industry sectors.

Team Members: Jeffrey S. Thomison, Vice President, Senior Equity Manager & Strategist


Advanced Degrees

Juris Doctor (J.D.)

The Juris Doctor degree (J.D.) is a graduate professional degree in law.  It is earned by completing law school in the United States.

Team Members: Trigg Mitchell, Vice President, Private Wealth Services - Salmon P. Chase College of Law


Masters

A master's degree is a second-cycle academic degree awarded by universities or colleges upon completion of a course of study. The degree demonstrates mastery or a high-order overview of a specific field of study or area of professional practice.

Team Members: Chris Meng, Senior Vice President, Investments Manager - The Ohio State University
                             Barrett Coleman, Vice President, Portfolio Manager - Morehead State University
                             H. Trigg Mitchell, Vice President, Private Wealth Services - University of Denver
                             Tammy Provost, Vice President, Portfolio Manager - University of Kentucky
                             Roger Smith, Vice President, Business Development - University of the Cumberlands
                             Jason L. Ayers, Assistant Vice President, Private Wealth Services -
                                     Indiana Wesleyan University
                           
                             Will G. Davis, Assistant Vice President, Private Wealth Services -
                                     Morehead State University
                             Sumer Miller, Investment Analyst and Trader - Texas Tech University,
                                     Robert Gordon University