Business Checking Product Comparison

  Small Business Checking Earnings Credit Checking Business Checking with Interest Non-Personal Prime Interest Checking Association Checking
Minimum to Open $100 $100 $1,000 $2,500 $10
Maintenance Fees $10.00 Based on market or individual account analysis plans* $12.00 $20.00 $4.00
Avoid Maintenance Fees Waived with $2,500 daily ledger balance N/A Waived with $1,000 daily ledger balance Waived with $2,500 daily ledger balance or $25,000 in related accounts** Waived with $500 daily ledger balance
Excess Transaction Fee $0.12 per check paid over 125; $0.12 per deposited item over 125 includes ACH items (does not include deposit ticket) See Note* $0.12 per check paid over 50; $0.12 per deposited item over 50 includes ACH items (does not include deposit ticket) N/A N/A
ATM/Debit Card Check mark icon
for individuals authorized by business owner
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for individuals authorized by business owner
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for individuals authorized by business owner
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for individuals authorized by business owner
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for individuals authorized by association
ATM Access*** Check mark icon Check mark icon Check mark icon Check mark icon Check mark icon
Online Access
Available Upon Request
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Online Bill Pay
Available Upon Request
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Notes

Notes
* Analysis is calculated on the "average investable balance"; Tied to the 30-Day T-Bill Rate; The 30-Day T-Bill Rate changes monthly.
** Related Accounts include any combination of Community Trust savings, money market, certificate of deposit, or IRA accounts.
*** Transaction Limits/Activity Fee: Free CTB ATM Transactions, Non CTB ATM fee is $1.00 plus any fee charged by the ATM owner.


Visit your local branch for additional information about applicable terms and fees.