| Small Business Checking | Earnings Credit Checking | Business Checking with Interest | Non-Personal Prime Interest Checking | Association Checking | |
|---|---|---|---|---|---|
| Minimum to Open | $100 | $100 | $1,000 | $2,500 | $10 |
| Maintenance Fees | $10.00 | Based on market or individual account analysis plans* | $12.00 | $20.00 | $4.00 |
| Avoid Maintenance Fees | Waived with $2,500 daily ledger balance | N/A | Waived with $1,000 daily ledger balance | Waived with $2,500 daily ledger balance or $25,000 in related accounts** | Waived with $500 daily ledger balance |
| Excess Transaction Fee | $0.12 per check paid over 125; $0.12 per deposited item over 125 includes ACH items (does not include deposit ticket) | See Note* | $0.12 per check paid over 50; $0.12 per deposited item over 50 includes ACH items (does not include deposit ticket) | N/A | N/A |
| ATM/Debit Card | for individuals authorized by business owner |
for individuals authorized by business owner |
for individuals authorized by business owner |
for individuals authorized by business owner |
for individuals authorized by association |
| ATM Access*** | |||||
| Online Access Available Upon Request |
|||||
| Online Bill Pay Available Upon Request |
Notes
| Notes | |
|---|---|
| * | Analysis is calculated on the "average investable balance"; Tied to the 30-Day T-Bill Rate; The 30-Day T-Bill Rate changes monthly. |
| ** | Related Accounts include any combination of Community Trust savings, money market, certificate of deposit, or IRA accounts. |
| *** | Transaction Limits/Activity Fee: Free CTB ATM Transactions, Non CTB ATM fee is $1.00 plus any fee charged by the ATM owner. |
Visit your local branch for additional information about applicable terms and fees.