Lending

At Community Trust Bank (CTB), we understand that businesses are not all alike. We know that different businesses have different needs, and we will tailor a financing plan to fit the needs of your business regardless of your size. We want to help you develop and sustain your business by offering financing for a variety of business needs. For example, we provide Equipment Financing for new & used equipment, including construction, hauling, manufacturing, coal, and farming equipment. In addition, we also offer Inventory Financing for retail and wholesale businesses, as well as Commercial Real Estate Financing. Whatever your needs, we can fashion a financing plan to help your business grow.

At CTB, we have qualified loan officers available to assist you in choosing from an array of financing programs. The following are several of the financing options CTB makes available through our face to face, customer friendly business loans to both small and large customers:

  • Construction Loans
  • Permanent Commercial Real Estate
  • Revolving Credit Lines
  • Accounts Receivable Financing, including general & lockbox receivable financing
  • USDA Loans
  • SBA Loans
  • Low Doc Loans (up to $150,000)
  • 7A Loans
  • 504 Loans
  • Auto Floor Plans
  • Letters of Credit
  • Amortization Loans for purchase of assets

All loans subject to certain qualifications and credit approval.