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Personal Checking Product Comparison

Features Flexible Checking 55+ Club Checking* Unlimited Checking
Minimum to Open $100 $100 $100
Maintenance Fees None $3.00 $5.50
Avoid Maintenance Fees N/A Waived with $300 daily ledger balance or $5,000 in related accounts** Waived with $500 daily ledger balance
ATM/Debit Card Checkmark Checkmark Checkmark
ATM Access*** Checkmark Checkmark Checkmark
Online Access Available Upon Request Checkmark Checkmark Checkmark
Online Bill Pay Available Upon Request Checkmark Checkmark Checkmark

Notes

*Available to individuals 50 years and older.
**Related Accounts include any combination of Community Trust savings, money market, certificate of deposit, or IRA accounts.
***Transaction Limits/Activity Fee: No transaction fees at Community Trust Bank ATMs, Non CTB ATM fee is $1.00 plus any fee charged by the ATM owner.

Visit your local branch for additional information about applicable terms and fees.