Personal Checking Product Comparison
| Features |
Basic |
Community Trust Advantage |
Community Trust Advantage Plus Interest |
| Minimum to Open |
$100 |
$100 |
$1,000 |
| Monthly Maintenance Fee |
$0 |
$7.00 |
$12.00 |
| Avoid Maintenance Fees |
|
Waived with $500 daily ledger balance or $10,000 Daily Combined Consumer Deposit Accounts Balance* |
Waived with $2,500 daily ledger balance or $25,000 Daily Combined Consumer Deposit Accounts Balance* |
| Earns Interest |
|
|
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| Minimum to Earn Interest |
|
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$1,000 |
| Unlimited Deposits |
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|
Unlimited Number of Withdrawals
(including checks, automatic debits, ATM and FlexCard transactions)
|
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|
Complimentary Welcome Pack
(20 checks, 10 deposit slips)
|
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| 50% Discount on Standard Personal Checks when ordered through Deluxe |
|
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| Complimentary Specialty Blue checks |
|
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| Complimentary CTB ATM/Debit Card |
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| Complimentary CTB ATM Transactions |
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| Access to Internet Banking available |
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| Monthly Statements; Electronic statements available through Internet Banking at no monthly fee |
Checkmark |
Checkmark |
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| Monthly Statements: Paper Statement fee of $3.00** |
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|
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| Monthly Statements: Complimentary Paper Statements |
|
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| No fee for photocopy requests of Check and Paper Statements |
|
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| Complimentary Telephone Transfers |
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| No Fee for Cashier’s Checks |
|
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| Non CTB ATM fee waived (This does not include fee charged by the other bank.) |
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Value-Added Benefits***
(IDProtect®, AD&D Insurance, Debit Advantage®,
Roadside Assistance, Cellular Telephone Protection,
Travel and Leisure Discounts, $hopping RewardsTM)
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Notes
*Monthly maintenance fees will be waived if certain conditions are met.
**Paper Statement fee of $3.00 waived for customers age 60 or older; also waived for customers who have a combined related balance of $10,000.00 or more in personal deposit accounts during the statement cycle.
***See Benefits Service Disclosure for full details
Visit your local branch for additional information about applicable terms and fees.