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Personal Checking Product Comparison

Features Basic Community Trust Advantage Community Trust Advantage Plus Interest
Minimum to Open $100 $100 $1,000
Monthly Maintenance Fee $0 $7.00 $12.00
Avoid Maintenance Fees   Waived with $500 daily ledger balance or $10,000 Daily Combined Consumer Deposit Accounts Balance* Waived with $2,500 daily ledger balance or $25,000 Daily Combined Consumer Deposit Accounts Balance*
Earns Interest     Checkmark
Minimum to Earn Interest     $1,000
Unlimited Deposits Checkmark Checkmark Checkmark

Unlimited Number of Withdrawals

(including checks, automatic debits, ATM and FlexCard transactions)

Checkmark Checkmark Checkmark

Complimentary Welcome Pack

(20 checks, 10 deposit slips)

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50% Discount on Standard Personal Checks when ordered through Deluxe   Checkmark Checkmark
Complimentary Specialty Blue checks     Checkmark
Complimentary CTB ATM/Debit Card Checkmark Checkmark Checkmark
Complimentary CTB ATM Transactions Checkmark Checkmark Checkmark
Access to Internet Banking available Checkmark Checkmark Checkmark
Monthly Statements; Electronic statements available through Internet Banking at no monthly fee Checkmark Checkmark Checkmark
Monthly Statements: Paper Statement fee of $3.00** Checkmark    
Monthly Statements: Complimentary Paper Statements   Checkmark Checkmark
No fee for photocopy requests of Check and Paper Statements     Checkmark
Complimentary Telephone Transfers     Checkmark
No Fee for Cashier’s Checks     Checkmark
Non CTB ATM fee waived (This does not include fee charged by the other bank.)     Checkmark

Value-Added Benefits***

(IDProtect®, AD&D Insurance, Debit Advantage®,
Roadside Assistance, Cellular Telephone Protection,
Travel and Leisure Discounts, $hopping RewardsTM)

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*Monthly maintenance fees will be waived if certain conditions are met.
**Paper Statement fee of $3.00 waived for customers age 60 or older; also waived for customers who have a combined related balance of $10,000.00 or more in personal deposit accounts during the statement cycle.
***See Benefits Service Disclosure for full details

Visit your local branch for additional information about applicable terms and fees.