Notices and Disclosures
 
The disclosures and notices below are related to various products and services that you may have with Community Trust Bank. Click any disclosure or notice to see the details.
Community Trust Bank Privacy Policy  PDF
Describes the types of personal information we collect and share and whether you can limit this sharing
Order of Posting Disclosure  PDF
Describes the order in which transactions (debits and credits) are applied to your checking account during processing at the end of a banking day
 
Deposit Account Terms and Conditions
Terms and Conditions
Addendum to Terms and Conditions  PDF
Electronic Funds Transfer  PDF
Posting Order Summary  PDF
Direct Service Charges  PDF
ACH One-Time Agreement  PDF
Business Mobile Banking and Remote Deposit Capture Terms and Conditions  PDF
 
Billing Error Notices
Mortgage Loans  PDF
Information on your rights and responsibilities for reporting a potential error regarding your mortgage loan billing statement and how to request information related to the servicing of your mortgage loan
 
Your Billing Rights
 - Home Equity Lines of Credit  PDF Information on how to report a potential error on your Home Equity Line of Credit (HELOC) statement and your rights and responsibilities under the Fair Credit Billing Act
 
 - Check Loans/Lines  PDF Information on how to report a potential error on your Check Loan/Line statement and your rights and responsibilities under the Fair Credit Billing Act
 
 - Personal Lines of Credit  PDF Information on how to report a potential error on your Personal Line of Credit statement and your rights and responsibilities under the Fair Credit Billing Act
 
 
 
Additional Disclosures
Servicemembers Civil Relief Act (SCRA) Notice Disclosure  PDF
Information concerning legal rights and protections for servicemembers and their dependents under the SCRA
Ready Pay Terms and Conditions  PDF
Information regarding the terms and conditions of Community Trust Bank's Ready Pay service
Authorization Agreement for Storage of Bank Information  PDF
Information regarding the terms and conditions of Community Trust Bank's Business Mobile Banking and Remote Deposit Capture services
E-Sign Consent and Disclosure  PDF
Information regarding the consent and disclosures for E-sign with Community Trust Bank
 
The printable version of these forms are in Adobe Acrobat format.
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