Preferred Index Money Market
Looking for a smart place to grow your savings — without locking your money away? Our Preferred Index Money Market account combines competitive earning power with full access to your funds.
This account offers all the benefits of a traditional money market account, plus a rate that’s tied to the 13-Week Treasury Bill3, giving you the opportunity to earn based on current market conditions.
| Tier |
Account Balance1 |
Interest Rate2,3,4 |
Annual Percentage Yield (APY)2,4 |
| 1 |
$0.00 - $2,499.99 |
0.00% |
0.00% |
| 2 |
$2,500.00 - $24,999.99 |
1.19% |
1.20% |
| 3 |
$25,000.00 - $49,999.99 |
2.19% |
2.21% |
| 4 |
$50,000.00 - $99,999.99 |
2.44% |
2.47% |
| 5 |
$100,000.00 - $249,999.99 |
2.69% |
2.72% |
| 6 |
$250,000.00 and Greater |
2.94% |
2.98% |
Flexible Access to Your Funds
Unlike many investment products, this account gives you:
- Unlimited withdrawals
- Check-writing capability
- Automatic debits
- ATM access
- No excess transaction fees
- No closing fee
Grow Smarter. Stay Flexible.
If you’re ready to earn more while keeping your money within reach, the Preferred Index Money Market account offers the balance of performance and flexibility you’ve been looking for.
Contact us or visit a branch today to get started1.
1$2,500 minimum required to open account and earn interest. Avoid the $10 monthly maintenance fee by maintaining a daily ledger balance of $2,500. Fees could reduce earnings.
2The interest rate and APY for these tiers may change after account is opened.
3The interest rates will equal the most recent 13 Week Treasury Bill Coupon Equivalent Rate ("13 Week T-Bill") as stated on the Treasury.gov website, minus our margin. The margin for Tier 2 = 2.50%; Tier 3 = 1.50%; Tier 4 = 1.25%; Tier 5 = 1.00%, and Tier 6 = 0.75%. The interest rate and APY will change the Wednesday after each 13 Week T-Bill change.
4The Interest Rates and APYs shown are accurate as of 04/1/2026.