Community Trust and Investment Company


We are Community Trust and Investment Company (CTIC), headquartered in Lexington, KY. Our President and CEO is Andy D. Waters. We are one of the largest independent trust companies in Kentucky with assets under management of over $2.1 billion and total assets of $2.5 billion.

We are a subsidiary of Community Trust Bancorp Inc., which traces its roots back to 1903, its trust powers back to 1936, and its brokerage services back to 1998. Community Trust Bancorp, Inc. (CTBI) is an independent, Kentucky-based bank holding company and is headquartered in Pikeville, Kentucky. Community Trust owns a well-earned reputation for honesty and integrity. Clients have trusted our parent company with their financial affairs for over a century, and CTIC continues that tradition. 

CTIC is comprised of two business units, Wealth and Trust Management (WTM) and Community Trust Financial Services (CTFS). 

Community Trust Bancorp, Inc organization chart 
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