Operations and Compliance Team

Meet our Operations and Compliance Team:
Sandy Combs - Senior Vice President, Director of Operations and Compliance
Sandy Ruby - Vice President, Trust Operations Manager
Keren Salehi - Vice President, Compliance Officer
Dylan Fouts - Operations Supervisor
Abby Blair - Compliance Systems Coordinator
Cassity Lawrence - Operations Specialist
Janae Wilson - Operations Specialist
Sandy Payne Combs, Senior Vice President of Operations and Compliance for Community Trust and Investment Company.
Sandy Combs, CFIRS™, CSOP™
Senior Vice President
Director of Operations and Compliance
859.389.5300

Sandy rejoined CTIC's Wealth and Trust Management family in 2018 as Senior Vice President and Director of Operations and Compliance. Sandy originally joined WTM in 1995. She has previously held positions at Liberty National Bank (now J.P. Morgan Chase) and Central Bank.
Sandy has extensive experience in financial operations and compliance, holding designations as a Certified Fiduciary and Investment Risk Specialist™ (CFIRS™) and a Certified Securities Operations Professional™ (CSOP™).
She is originally from Louisville, KY and currently resides in Versailles, KY. In her spare time, Sandy enjoys spending time with her family at the lake.
» Click here to meet our Trust Executive Committee.
Sandy Ruby, Vice President and Operations Manager for Community Trust and Investment Company.
Sandy Ruby, CFIRS™
Vice President
Trust Operations Manager
859.389.5300

Sandy joined CTIC's Wealth and Trust Management family in 2002. She is a Certified Fiduciary and Investment Risk Specialist™ (CFIRS™).
She attended California State University, Northridge and the University of Kentucky.
» Click here to sign up for our e-newsletter.
Keren Salehi, Vice President and Compliance Officer for Community Trust Wealth & Trust Management.
Keren Salehi, BSACS, CAMLS
Vice President
Compliance Officer
859.389.5300


Keren joined CTIC's Wealth and Trust Management family in 2018 as Vice President, Compliance Officer. Before joining WTM, Keren was a Financial Institutions Examiner for the Kentucky Department of Financial Institutions.

Keren’s specialties in the compliance field are the Bank Secrecy Act and anti-money laundering, as she holds designations as a Bank Secrecy Act Compliance Specialist (BSACS) and a Certified Anti-Money Laundering Specialist (CAMLS). She graduated from Midway College in Midway, KY with a business administration degree in accounting.

She grew up in Lexington, KY and currently resides there today. In her spare time, Keren enjoys reading, being outdoors, and spending time with her family.

» Click here to learn more about our Wealth and Trust Management team.
Headshot of employee Dylan Fouts in a black suit jacket with cherry blossom trees in the background.
Dylan Fouts
Operations Supervisor

859.389.5300


Dylan joined CTIC's Wealth and Trust Management family in 2015. As Operations Supervisor, he is responsible for all aspects of our company's operations. Prior to joining WTM, he worked for Community Trust Bank.

Dylan graduated from Asbury University with a Bachelor's degree in sports management and business. He is currently pursuing his Master’s of Science degree in Human Resource Leadership from Sullivan University.

Dylan currently resides in Versailles with his wife and daughter and enjoys spending time with his family.

» Click here to learn more about our Investment Philosophy.
Headshot of employee Abby Blair in a teal dress shirt with cherry blossom trees in the background.
Abby Blair
Compliance Systems Coordinator

859.389.5300


Abby joined CTIC's Wealth and Trust Management family in 2015. Prior to joining WTM, Abby worked in the hospitality and insurance industries.

Abby is responsible for coordinating the use and efficiency of multiple systems within the Operations and Compliance department. With her broad base of knowledge in the insurance industry, she also assists the Business Development team in all steps of our life insurance processes.

Abby earned her Bachelor's of Science degree in business administration, with a concentration in management, from Morehead State University in Morehead, KY. She is also a licensed Life and Health Insurance Agent.

Abby is originally from Cincinnati, OH and currently resides in Lexington, KY with her son. In her free time, Abby and her son enjoy baking, crafting and visiting local parks.

» Click here to learn more about our wealth insurance services.
Cassity Lawrence, Operations Specialist for Community Trust Wealth & Trust Management.
Cassity Lawrence
Operations Specialist
859.389.5300

Cassity joined CTIC's Wealth and Trust Management family in April 2019. As Operations Specialist, she is responsible for all aspects of securities and operations such as income processing, capital actions, principal pay-downs and transfer of securities.

Cassity earned her Bachelor’s of Science degree from Eastern Kentucky University in Richmond, KY. Prior to joining WTM, she worked in the hospitality and retail industry. She has over seven years of experience in customer service.

Cassity is originally from Lexington, KY and still resides there today. She is passionate about animals and enjoys spending time outdoors. In her free time, she likes to spend time with her family and friends, go to the movies, and try new restaurants.

» Click here to view a list of our services.
Janae Wilson, Operations Specialist for Community Trust Wealth & Trust Management.
Janae Wilson
Operations Specialist
859.389.5300


Janae joined CTIC's Wealth and Trust Management family in April 2019. As Operations Specialist, she is responsible for all aspects of securities and operations such as income processing, capital actions, principal pay-downs and transfer of securities.

Janae earned her Bachelor’s of Business Administration degree from Eastern Kentucky University in Richmond, KY. Prior to joining WTM, she worked as a teller at Community Trust Bank.

Janae was born in Richmond, VA and currently resides in Richmond, KY. In her spare time, she enjoys spending time with her son, cooking, and being outdoors.

» Click here to read our most recent company updates.