| Flexible Checking | 55+ Club Checking* | Unlimited Checking | ETA SM Account | |
|---|---|---|---|---|
| Minimum to Open | $100 | $100 | $100 | No Minimum** |
| Maintenance Fees | None | $3.00 | $5.50 | $3.00 |
| Avoid Maintenance Fees | N/A | Waived with $300 daily ledger balance or $5,000 in related accounts*** | Waived with $500 daily ledger balance | N/A |
| ATM/Debit Card | | | | ATM Card Only |
| ATM Access**** | | | | |
| Online Access Available Upon Request | | | | |
| Online Bill Pay Available Upon Request | | | | N/A |
Notes
| * | Available to individuals 50 years and older. |
| ** | Minimum of one direct deposit per month of a Federal benefit, wage, salary, or retirement payment is required. |
| *** | Related Accounts include any combination of Community Trust savings, money market, certificate of deposit, or IRA accounts. |
| **** | Transaction Limits/Activity Fee: Free CTB ATM Transactions, Non CTB ATM fee is $1.00 plus any fee charged by the ATM owner. |
Visit your local branch for additional information about applicable terms and fees.